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Different types of credit card


Cardwise has a wide range of credit cards to suit everyone’s lifestyle, with special offers and bonuses. Some of the benefits of the American Express Green Card include Purchase Protection Benefit and Refund Protection Benefit, which refund you if an item is damaged or stolen and for goods that you don’t want, respectively, up to 90 days after you bought them, a fraud guarantee and 24-hour customer support.

The American Express Platinum card from Cardwise offers travel benefits such as special fares, upgrades, and access to airport lounges. The Platinum Services guarantees you a table at your favourite restaurant and sources international sport, cultural or theatre tickets. Also, international travel insurance, free additional cards and emergency replacements.

The Amex Platinum Cashback card’s benefits include a 5% cashback for the initial 3 months up to £100, thereafter as much as 1.5% cashback, subject to the amount you spend. It has Purchase and Refund Protection Benefits, Online Fraud Guarantee to protect you from illicit charges, and up to £150,000 Travel Accident Benefit on public transport if the tickets are purchased with the card.

The Virgin Atlantic Credit Card, available from Cardwise, has no annual fee, 0% interest for the first 6 months, and a free Premium Economy round trip upgrade if you spend £10,000 or more annually. Earn 1 Flying Club mile for every £1 spent with your card, and 2 Flying Club miles if you buy from Virgin Holidays or Virgin Atlantic.

The Virgin Credit Card offers 16 months of 0% interest on balance transfers made within 60 days of account opening and 6 months of 0% on card purchases, as well as discounts on Virgin products, online account management and Purchase Protection Insurance. Get the BA Amex Platinum card from Cardwise and receive 1 BA mile for almost every £1 you spend, and your first use of the card will earn you 1,000 BA miles as a bonus. If you spend £20,000 with your card in a year, you’ll receive another British Airways ticket. It also comes with Purchase and Refund Protection Benefits, Optional Repayment Protection and Online Fraud Guarantee.

Best Balance Transfer

Halifax Credit Card

0% balance transfers for 9 months - 0% on Purchases for 9 months

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Best APR

Bank of Scotland Credit Card
Bank of Scotland Credit Card

No Annual Fee, Great Rate of 15.9% APR

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Best Cashback

American Express Platinum Moneyback

Excellent Cashback Offer

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Best Airmile

British Airways American Express Credit Card

No Annual Fee, 1 BA Mile per £1 Spent

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